Episodes

Even the most caring parents make mistakes with their kids. We do our best but when we don’t know much about a subject ourselves, it can be hard to give the best advice. Or maybe the game is just different for our kids than it was for us for any number of reasons. On this episode of CFO at Home, Vince and his guest Natasha Sattler, Author of Shit Adults Never Taught Us, discuss some of the money topics that she and other millennials didn’t learn about growing up. Key Topics 3:53 - The story be...

So last week I attended my youngest son’s college graduation ceremony, an experience that needless to say brings up a lot of emotions; pride, joy, and little sadness about the passage of time. He graduated on a Friday and started his first “Adulting” job the following Monday working a research job back at his University while he plots out his post-graduate plans. As a certified money nerd it’s more or less impossible for me to reflect back on anything without money entering into storyline, so I ...

Regardless of your age, there comes a point in nearly every career where it’s time to change employers or even your occupation. Particularly for those who have been fortunate enough to attain some level of financial independence, this could mean it’s time to launch an Encore Career based on what you find to be most fulfilling, instead of what pays the most. Vince discusses Encore Careers on this episode of CFO at Home with Entrepreneur, Executive Coach and Podcast Host Lynn Friesth. Key Topics ...

Even while he worked as a professional in the Financial Services industry, Andy Hoffman struggled to make conventional budgeting work at home. This struggle led him to create a system that is centered around automation, not budgeting, to manage his personal finances, and from there develop a course that teaches others to do the same. On this episode of CFO at Home, Andy and Vince discuss some of the principles of his course, and implementing a system of automation for managing your money. Key T...

The majority of today’s conventional personal finance advice is primarily designed to speak to a certain audience; salaried or hourly workers with fairly predictable and consistent incomes, with employers who provide benefits including paid time off and retirement plans. But what about America’s 5.5 million service professionals who live on a tipped based income? How can they manage their finances in a way that supports the quality of life they desire, and puts them on a track to reach financial...

For so many of us, Financial Independence, reaching a point where money no longer dictates to us how we live our lives, is our ultimate financial goal. In this episode of CFO at Home, Vince discusses factors that we need to consider while pursuing Financial Independence, and some key traits of the Financially Independent, with Financial Advisor Justin Smith. Key Topics 5 factors to consider when pursuing Financial independence (2:38) 1.Cash Flow 2.Health Insurance 3, Benefits 4. Tax Planni...

In her book Out of the FOG Into the CLEAR, Journaling to Help You Heal from Toxic Relationships, Shannon Petrovich helps victims of narcissistic, abusive, or other toxic relationships find their bearings, push past paralysis, clear away their vision, and rebuild their lives. On this episode of CFO at Home, Shannon and Vince specifically discuss the impact that toxic relationships with parents, children, partners, friends and our own habits can have on our money. Key Topics Shannon outlines her...

Entrepreneurship has long been considered one of the primary methods of building wealth, whether it is by going all-in to start your own business, or by creating a side-hustle to help generate multiple streams of income. But what does it take to become a successful entrepreneur? Is the entrepreneurial path for everyone? That’s the discussion on this episode of CFO at Home with serial entrepreneur, marketing expert, course creator, and host of the Curate Your Success Podcast, Blaire Brown. Key T...

One of the unfortunate business trends of 2023 so far has been corporate layoffs. Even since the recording of this episode, companies as diverse as Disney, Salesforce, and Accenture have announced plans to reduce their workforce. If you’re laid off, or think you may get caught up in a numbers game and get laid off, what are the factors you need to consider as you plan out your next move? That’s the conversation on this episode of CFO at Home with CFP and founder Sterling Edge Financial, Kit Lanc...

Chad Johnson was a NFL wide receiver for the Cincinnati Bengals from 2001 to 2010 and played for the New England Patriots in 2011. You’ll hear him referred to at times as Chad Ochocinco because from 2008-2012 he wanted to be called by that name in tribute to his jersey number, 85. Terrell Owens also played wide receiver in the NFL from 1996 to 2010 for 5 teams, starting with the San Francisco 49ers and ending with one year playing alongside Chad Johnson in Cincinnati. Wikipedia lists TO, as he ...

Thanks in large part to investing apps like Robinhood, awareness of stock trading and investing has never been higher for the average person. But if you’re interested in becoming a real, long-term investor, where do you start? That is the subject Vince tackles on today’s episode of CFO at Home with Wall Street veteran and founder of Top Dollar, Josh Dudick. Key Topics Josh’s journey to Financial Independence (:35) Josh’s definition of Financial Independence (5:28) Why Josh believes everyone ...

As much as we rightfully talk about topics like financial literacy, our problems with money are just as often caused by self sabotaging behaviors as by a lack of financial knowledge. On this episode of CFO at Home, Vince talks with author and founder of the Mind Muscles Academy Richard Friesen about this book, A Private Conversation with Money, what holds us back from doing the things we should do with our money, methods to overcome self sabotaging money thoughts, and more. Key Topics Richard’...

In our last episode we looked at the role that generational poverty has played in maintaining the Wealth Gap, and discussed some possible solutions. Today on CFO at Home, Vince and the founder of Raise Financial and Scholar Raise Welsey Belden discuss some of the root causes of wealth inequality, whether or not the system is “rigged” and the work Wesley’s companies are doing to help level the playing field. Key Topics Root causes of Wealth Inequality (3:58) Wage Stagnation Rising Real Estate...

According to Forbes.com, The Federal Reserve reports that as of 2019 the median net worth of Americans based on educational level ranged from $21k for those having no high school diploma, to $309k for those with a college degree. Based on race and ethnicity, the range goes from $24k for black non-hispanics, to $189k for white, non-hispanics. For the next 2 episodes of CFO at Home, we’re diving into America’s wealth gap. This week is a discussion about generational poverty and what it takes to br...

On the last episode of CFO at Home we discussed a number of different ways to invest in Real Estate, both active and passive. In this episode, Vince and Whitney Elkins-Hutten, Director of Investor Education at Passiveinvesting.com discuss a popular form of passive Real Estate investing, Real Estate Syndications, which provide an opportunity to invest in large real estate projects that would otherwise be out of reach for most individual investors. Key Takeaways Real Estate Syndication Passive in...

Mike Cavaggioni is a licensed Realtor-Associate, Financial Coach, Real Estate Investor, and host of the Average Joe Finances Podcast, a top 1% internationally ranked podcast. On this episode of CFO at Home, Mike and Vince discuss different methods of investing in real estate; Real Estate Syndications, House Hacking, Investing in Rental Properties, and more. Key Takeaways Real Estate Syndication investing Allows small investors to invest in larger commercial real estate ventures Has distinct tax...

Investopedia defines Financial Infidelity as when couples with combined finances lie to each other about money. Tracy Coenen is a renowned forensic accountant and the brains behind The Divorce Money Guide, a product that takes people step-by-step through the process of gathering and analyzing their financial documents to determine where and how much money is missing. On this episode of CFO at Home, Tracy and Vince discuss possible red flags for Financial Infidelity, actions you can consider if y...

While being financially literate is fundamental to our ability to manage our money effectively, if we don’t have healthy relationships and beliefs about money, our financial knowledge means very little. Today on CFO at Home, Vince and Certified Money Coach Dennis Harhalakis discuss the three things that make up our relationship with money, the beliefs that support positive relationships with our finances, how the money scripts that we bring into our relationships impact both us and our partners,...

We began this series by introducing a study by a noted psychology professor that looked at how goal achievement in the workplace is influenced by three key actions: 1. Writing goals 2. Committing to goal-directed actions 3. Creating accountability for those actions In previous episodes we focused on the first two steps, Today we’re moving on to Step 3, Creating Accountability. In the study we discussed last week on creating goal-directed actions, the group that was most successful in creating t...

On last week's episode we introduced a study by a noted psychology professor that looked at how goal achievement in the workplace is influenced by three key actions: 1. Writing goals 2. Committing to goal-directed actions 3. Creating accountability for those actions In that episode we focused on the first step, Writing Goals. In this episode we’re moving on to Step 2, Committing to goal-directed actions. In a study conducted at the Graduate School at City University of New York, participants we...

In this episode CFO at Home, we look at goal setting by borrowing some ideas from the business world. If you’re listening to a Personal Finance podcast this time of year, you may be thinking “This is the year that I’m going to get better with managing my money!” “I’m going to be less wasteful, create a budget and stick to it, get out of debt, improve my credit score, start saving, or achieve some other other financial objective. These are all good and worthy goals, but before you pull out that s...

New episodes of the podcast will return Wednesday, January 4th 2023! In the meantime, here are a few episodes from 2022 I think are particularly worth catching up on or listening to again going into the New Year: 102. Side Hustles, Hobbies, and Transitioning Out of Your 9 to 5 - Entrepreneur and Career Expert Anna Runyan 95. Change your Mindset, Change your Financial Future - Financial Coach Alissa Locke 92. Getting Unstuck in your Finances and your Life - Certified Financial Planner and Author...

Rob Phelan is an entrepreneur and high school personal finance teacher in Maryland. Through his classroom work and Simple StartUp Virtual courses, Rob has helped beginner entrepreneurs form over 250 new businesses, across all different types of industries. On this episode of CFO at Home, Rob and Vince discuss using entrepreneurship to teach kids about money, some of the methods he uses to guide kids through the process of discovering and executing on business ideas, Rob’s thoughts on higher educ...

For 11 years Spencer Bishins worked as an Attorney Advisor for the Social Security Administration. He’s now the author of Social Security Disability Revealed: Why it's so Hard to Access Benefits and What You Can Do About It. On this episode of CFO at Home, Spencer and Vince discuss his book, some of the basics of how the Social Security Disability program works, and more. Key Takeaways The Social Security Disability Program is split into two programs Social Security Disability Insurance (SSDI) ...